In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the 2023 Medicare Part B and D IRMMA surcharges. They explain the modified adjusted gross income and the 2023 surcharges if you earn more than $97k single or $194k married filing jointly. Listen in to learn about the income-dropping circumstances the IRS considers when exempting anyone from the Medicare IRMMA surcharges. You will also learn you should be aware of your numbers when implementing any type of strategy. In this episode, find out: The modified adjusted gross income – the baseline that allows you not to have Medicare surcharges.Income-dropping circumstances the IRS considers when exempting anyone from the Medicare IRMMA surcharges.Always ask if you qualify for a Medicare IRMMA surcharges exception and file form SSA44. As an EXAMPLE: The surcharges for 2023 if you earn more than $97k single or $194k married filing jointly.The unfortunate scenarios where the SSA44 doesn’t work.Why you should be aware of your numbers when implementing any type of strategy. Tweetable Quotes: “The IRS does recognize that there are some nuances and special circumstances “life-changing events” that significantly reduce your income.”- Murs Tariq“If you did have something that occurred and you did a large Roth conversion that put you in a higher bracket for Medicare Premium, it’s one year, so don’t think you’ve put yourself in this position for the rest of your life.”- Radon Stancil Resources: If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement! To access the course, simply visit POMWealth.net/podcast.