Today on the show:   Before learn some great frugal tips from our Frugal Friends Jen and Jill we’ll start the show with our “No Dumb Questions” segment. CFP at the Harmony Financial Group at RBC Wealth Management Erica Cummings will give us a quick explanation of a ROTH IRA. Jen Smith and Jill Sirianni from the Frugal Friends podcast are here! Jen is a personal finance writer and owner of Modern Frugality Media.  Jill is a social worker and natural born frugalista. Both of them paid off their respective debt during a time when they were earning an extremely modest income. (So you can’t use that as an excuse anymore ;) ) Jen and her husband, Travis were able to pay off $78,000 in debt in less than 2 years! She’s explain how they did it. Jill said the art of thrifting and learning how to DIY helped her and her husband get ahead in their finances. We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we asked the kids “What is money? Would you want to live in a world where money did not exist?” We’ll listen in on their answers and then our money expert Susan Beacham founder of Money Savvy Generation will give parents a fun activity to do with the kids that will teach them the value of money. Our Money Victory Shout Out goes to Margi Taber! Cheers to each one of you who is on your way to being proud to say you are financially confident!   Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime email [email protected] Instagram LinkedIn Learn more about your ad choices. Visit podcastchoices.com/adchoices