Today on the show:  Before we talk to our featured guest today, we’ll start the show with our “No Dumb Questions” segment. Today CFP at the Harmony Financial Group at RBC Wealth Management Erica Cummings will give her top 3 favorite money apps Maria Riofrio is here with us today. You’ll love her. She tells it like it is! “Maria’s success as a financial educator is not only in her mastery of the subject matter, but in her genuine care for her students and colleagues. After facing the realities of handling her finances alone for the first time at 47 with the death of her husband, she was moved by the LiSA Initiatives founding mission of helping women achieve financial security and peace of mind. She has helped expand the curriculum and the LiSA initiative’s mission to reach all Americans has impacted so many communities across the country. Maria’s powerful story of finding her financial footing as a widow and an immigrant helps her connect with her students. In the coming year, she will continue to focus on inspiring minority women to achieve financial security and peace of mind.” Click here to read Maria’s full bio Email Maria Office number 770-870-1475 We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we asked the kids “When is a good time to talk about money with someone you are dating?” We’ll listen in on their answers and then our money expert Susan Beacham founder of Money Savvy Generation will give parents advice. Our Money Victory Shout Out goes to Jennifer Donato! Cheers to each one of you who is on your way to being proud to say you are financially confident!   Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime email [email protected] Instagram https://www.instagram.com/sandywaters98/ LinkedIn https://www.linkedin.com/in/sandy-waters-4a1a4745/ Learn more about your ad choices. Visit podcastchoices.com/adchoices