Tune in to our latest podcast episode where we dive into the world of finance and property with our legendary Wonder Woman broker, Louise.  Join us as we unravel the mystery behind getting finance when you're approaching retirement age or unemployed. Discover insider secrets, including how to present yourself to lenders, leveraging reverse mortgages, and innovative strategies like renovating your way out of a mortgage. Plus, uncover the hidden potential of credit cards and charge cards for financing your next project. Don't let age or financial constraints hold you back—listen now! “The initial problem is they have to justify their lending capacity to ASIC and APRA. If you're giving them a 30 year loan, do they have the capacity to repay that loan? And if they don't, what are you doing about it? And so we have to find a way to present your story to the lender in a way that makes it easy for them to say yes, because they have an excuse to give you the money and they want to lend to you, don't be mistaken. But some lenders are much easier than others in terms of age related. Policy but there are lots of things you can do to make yourself more appealing." -Louise Lucas EPISODE HIGHLIGHTS:  00:00 Introduction 02:47 Understanding Lender Concerns 04:55 Challenge Age Stereotypes  05:50 Investment Opportunities Beyond Age 06:54 Renovating to Erase Mortgage  07:51 Securing Financing Strategies  09:58 Unlocking Equity in Retirement  12:13 The Enriching Journey of Renovation 15:13 Interest and Offsetting 16:23 Costs of Borrowing 18:18 Renovation as Business 20:12 Persistence Pays Off 24:16 Alternative Funding Sources 28:21 The Broker Advantage 30:02 Access to Diverse Lenders 31:28 Ongoing Loan Review 32:40 Avoiding "Lazy Tax 34:57 Empowering Women in Property Resources Property Education https://propertyed.com.au/ Airbnb https://www.airbnb.com/ The School Of Renovating https://www.theschoolofrenovating.com She Renovates Podcast https://www.theschoolofrenovating.com/podcasts-page/ Connect with The School of Renovating ASK BERNADETTE  https://www.theschoolofrenovating.com/podcasts-page Subscribe to She Renovates Apple Podcast https://apple.co/3faoWlT Subscribe to Youtube: https://www.youtube.com/c/TheSchoolOfRenovating Follow on Twitter https://twitter.com/renovatingsc Follow on Instagram https://www.instagram.com/the_school_of_renovating