Watch out – buying properties recklessly could result in scaled up debt, not wealth. On this instalment of The Smart Property Investment Show, Phil Tarrant celebrates 1,000 episodes since the show’s inception by speaking with Finni Mortgages’ Eva Loisance and InvestorKit founder Arjun Paliwal. The trio reveal their hottest tips for scaling investment portfolios, from debt recycling to extracting equity. They explain why diversity in property type and location is indispensable to a robust and sustainable property portfolio. Eva and Arjun also touch on the likelihood of seeing a downswing in mortgage rates in the foreseeable future, and why investors should take changes to the official cash rate with a grain of salt.