Ben Hockema is a certified financial planner and founder of illuminate wealth management. He is also a father of 2. This is a really great episode if you feel like you don't have a great relationship with money and you're worried about passing that on to your kids. TIMESTAMPS 03:15 being vulnerable and open about finances with your family 06:15 when would you start teaching financial habits to your kids? 08:30 how to overcome negative feelings about money 10:35 should you automate credit card payments? 11:30 how to find work life balance working for yourself 13:50 how to take the leap to working for yourself 15:30 the rise of dual income families  19:45 should couples have a joint checking account? 22:35 caring for aging parents 25:35 will people in their 30’s be able to retire when they’re 65? 28:00 advice for a parent to talk to their kids about finances  29:05 advice for soon to be working parent 29:30 advice for aspiring entrepreneur  30:15 best advice you’ve ever received ? 31:00 advice for former self 31:20 advice for father of seven month old daughter EPISODE LINKS Book: https://www.dollarsandkids.com/ LinkedIn: https://www.linkedin.com/in/benhockemailluminate/ Website: https://www.illuminatewm.com/ SHOW LINKS: contact: [email protected] Linktree: ⁠https://linktr.ee/successfulworkingparents⁠  Musical credit: Hippie Beatnix (ID 1913) by Lobo Loco CC-by-nc-nd