Click here to grow with other teacherpreneurs in our free support community.  And click here to check out The Chilled Investor to make your money work for you.  Nicola has been in ELT for over 20 years as a teacher, materials writer, and entrepreneur. She's written many coursebooks and over 200 pages of the British Council learning English website. More recently, she helps language teachers take control of their finances.  Her interest in investing came about almost by accident when she began looking at her own woeful finances and she now supplements her income through investing and runs a course for beginner investors at The Chilled Investor.  In this episode, Nicola dives into: how her childhood impacts her relationship with money why many teachers sweep finances under the rug what investing is and what it isn't demystifying limiting beliefs about investing why it's never too late how "desperation is the mother of research, self study, and self improvement" why precarity in our industry is more reason to invest in yourself, not less More on Nicola: 1. Follow her on LinkedIn 2. Check out her Chilled Investor program As always, thank you for listening. Your support has been overwhelming and we couldn't do what we do without you. We hope this podcast serves as an effective CPD tool for you. If you have a comment or question about today's show, we'd love to hear from you: [email protected]  Ways we at LYE can help you right now: 1. Sandbox your own course ideas in our free support community for teacherpreneurs.  2. Watch this episode on our YouTube channel 3. See our free guides for teachers  4. Book a complimentary consultation with us to chat about your business