Buying personal insurance: Super, Adviser or DIY [Life Insurance Mini Series - Part 4/7]
Description
How do you actually buy life insurance and income protection? Life insurance and income protection expert Phil Thompson from Skye Wealth joins Owen Rask on The Australian Finance Podcast to talk personal insurance in our mini series.
Topics covered:
- How to buy insurance through Superannuation
- Risks of changing Super funds without checking your insurance
- Getting insurance through a financial adviser
- Getting insurance yourself
- Income protection and life insurance through an employer
- Insurance industry disclosures, claims stats & average claim amounts
- How to assess your disability insurance needs
- How to use superannuation to fund premiums, even if you change investment options
Mini series goodies:
- Book a call with Skye: https://bit.ly/R-insur
- Insurance checklist (PDF): https://www.raskmedia.com.au/life-insurance/
~~ Finance Podcast resources ~~
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DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.
Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
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