Don’t underestimate the importance of a financial plan. It is the roadmap you will use to reach your finance goals. Whether these goals are long term or short term, a solid financial plan, with frequent reviews, will make sure you stay on track. Lungile...

Gugu Sidaki, an independent financial advisor and co-founder of her own company, Wealth Creed has seen people make both good and bad financial decisions. In this episode we cover 10 of these mistakes, and how to avoid them. From getting into too much...

Everyone should have a financial plan. Your financial plan should include your financial risks and your plan to mitigate those risks. If you earn an income disability insurance is one of the things you should consider in your financial plan. Lizl...

Savings and investing are not the same. It is possible to be very good at one or the other. But it is only by doing both, that you can earn an income while you sleep. Otherwise your savings will just keep pace with inflation. Tshepo Kgapane, the Founder...

In this episode, Rupert Finnemore, CEO of Easy Properties joins us to explain a new and simple way to invest in property. Easy Properties is not a REIT, nor is it a stokvel, it is something entirely new. If you’re a lazy investor like me, and like your...

Single-parent households face issues that are made worse by not having two earners in the family. Single parents also face the challenge of one person having to combine work, household, and child-rearing duties. Raising children on your own, paying for...

Nic Haralambous, a well known South African serial entrepreneur decided to share his knowledge with others by writing “How to Start a Side Hustle” when his primary source of income, public speaking, dried up in 2020.In this episode we discuss some of...

Debt is one of the most important topics in personal finance, but is not well understood. Thando from Small Steps to Freedom answers a few questions you may have about debt. If you understand the power of compound growth, you must know that this applies...

There are many similarities between long term investing and long distance running. In this light hearted episode, Stealthy Wealth, a well known South African personal finance blogger tells us about his investment goal of achieving financial freedom and...

In this episode Warren Ingram, an award winning financial planner, answers the following listener questions:How should we combine our finances after our wedding?Should I use my retirement funds to pay off my home loan?Should I invest into my retirement...

Bitcoin can be a minefield for investors. In this episode, Warren gives listeners a common sense guide to bitcoin. What is it, should we invest in it, what are the benefits and risks involved in bitcoin and will it replace the rand or dollar?Most...

Tax free savings accounts are an excellent way to save and invest, most especially if you plan to invest for a long time. As Zama Dikana from Old Mutual explains, they attract no tax which gives you a higher return on investment than you would otherwise...

In this episode we explore how to successfully get started with property investing. There are many different ways to get started with property investing and they each require a different amount of time and expertise and level of commitment.Our guest,...

Jenny Rushin from Betterbond joins us in this episode. Betterbond is a home loan originator and submits thousands of home loan applications every month on behalf of their customers and so Jenny is well positioned to give us tips on how to get a home...

Anyone who started life with very few financial means, or with a large debt burden, will want to make sure their children have a better start in life than they did. This episode is all about generational wealth. Generational wealth is an asset (which...

Advocate Monica Moodley joins us to give her perspective on wills. Everyone, at all stages of life, should have a will. If you die without a will, your estate which is defined as the assets (or debt) you own at time of your death, will be distributed in...

In this episode, The Finance Ghost joins us to talk about dividends. Dividends are paid when a company returns profits to its shareholders in the form of cash. Any investment should experience capital growth over time, but could also earn the...

Bonus episode! My final question to all guests on the podcast is “What is the one piece of financial advice you would like to pass on to your children?” This episode is a compilation of all the advice from Family Finance Show guests in 2020. In this...

Andrew Levy, co-founder of Umuzi and African Coding Network, challenges conventional wisdom on the importance of a university education in this sensational episode.In a previous episode Warren Ingram discussed ways to save for a further education for...

If there are two people that love going on holiday the most, it’s Warren Ingram and I! Unfortunately holidays don’t come free, so this episode deals with how to save for holidays. I am sure that almost everyone has a favourite childhood memory of a...

Kenneth Hadebe from Old Mutual joins us to talk about getting your children started with savings. We put our heads together to come up with our 5 top tips, and they are:Talk to your children about money. Depending on their age you will need to use...

In this episode we deal with the thorny issue of finances and couple relationships. Financial problems are a common reason for divorce, and so it is important to deal with them openly and honestly. Vangile Makwakwa, founder and CEO of Wealthy-Money.com,...

In this episode Kate Bohm gives us a lesson in tax fundamentals. From why we pay tax, to how to reduce your tax bill, and tax benefits for families, she answers all the common tax questions. Nobody enthusiastically pays tax, but it is important to make...

So many of us struggle to picture ourselves as retired. A future which is usually 10–25 years away is difficult to envision now, especially for those of us with young families and high monthly expenses. Warren Ingram describes a different way to view...

If you have financial dependents, you must hear this episode. Priya Naicker joins us to talk about life insurance. Life insurance is an important part of any financial plan, mainly because you do not want to leave your family destitute or with creditors...