Stop wasting hours on YouTube trying to piece together the information you want about The Infinite Banking Concept. Use code "PODCAST" to get 50% off of our soup-to-nuts online course: IBC MASTERY Main Episode DescriptionThe Paid Up Additions (PUA) rider is one of the most well-known components of an "IBC-Style" whole life insurance policy. Most people think PUA = Cash value. And while it can look this way in an illustration, that's not exactly true. In this episode, we'll discuss the often misunderstood PUA rider, base-to-PUA premium ratios, and how designing policies with PUA as the primary (or only) focus can lead to significantly constrained and smaller policies. Tune in and learn to love the base (premium)! Episode Highlights:0:00 - Introduction 0:12 - Episode beginning 1:39 - What is a PUA rider? 3:01 - What does the PUA rider do for you? 6:33 - Designing a policy with a PUA rider 12:01 - The option to pay a premium for as long as possible 16:20 - “Short runway” policies 17:44 - PUA priorities 21:13 - Your options with paying premium 25:37 - One more thing about the death benefit 27:09 - Episode wrap-up About Your Hosts:Hosts John Perrings and John Montoya are dedicated to spreading the word about Infinite Banking so you can discover for yourself how you and your loved ones can benefit with a virtual streamlined process that will take you from IBC novice to sharing the strategy with friends and family... even the skeptics! John Montoya is the founder of JLM Wealth Strategies, began his career in financial services in 1998 and is both an Authorized IBC® and Bank on Yourself® professional licensed nationwide. John Perrings started StackedLife Financial Strategies after a 20-year career in the startup world of Silicon Valley where he specialized in data center real estate, finance, and construction. John is an Authorized Infinite Banking® professional and works nationwide. Connect with usIf you'd like to see how to apply these principles to your specific situation, get in touch. Schedule a free, no-obligation 30 minute consultation with us today!