Stop wasting hours on YouTube, trying to piece together the information you want regarding The Infinite Banking Concept®. Use the code "PODCAST" to get 50% off of our soup-to-nuts online course to get everything you need to know about IBC and whole life insurance: IBC MASTERY ---- Main Episode Description Like everything else in life, when it comes to buying life insurance, there are optimal ways to evaluate your choices and suboptimal ways. In this episode, we address the fact that to optimally buy life insurance; we must understand that life insurance fits inside a bigger financial picture. It's not always about paying the "cheapest" premiums. With several newer companies marketing the benefits of "cheap" term life insurance with minimal underwriting, reinforcing the knowledge that we need more than just a hammer in our toolbox is more important than ever. ---- Episode Highlights: 0:00 Intro 1:38 No shame! It's good to have life insurance 2:03 Sales systems 6:19 Reminds me of the dotcom boom 7:46 Cost vs. Price 9:26 Commodity-based selling and Economic time preference 15:24 To a client: "Do you want to be strategic or not?" 16:41 A peaceful existence 19:22 Your financial plan can't stop just because you turned 65 21:07 Finding a good life insurance agent 23:44 Commoditization of life insurance by way of policy design 29:26 Integrity of Agents and Companies Wrap Up ---- GET IN TOUCH ---- About Your Hosts: Hosts John Perrings and John Montoya are dedicated to spreading the word about Infinite Banking so you can discover for yourself how you and your loved ones can benefit with a virtual streamlined process that will take you from IBC novice to sharing the strategy with friends and family... even the skeptics! John Montoya is the founder of JLM Wealth Strategies, began his career in financial services in 1998, and is both an Authorized IBC® and Bank on Yourself® professional licensed nationwide. John Perrings started StackedLife Financial Strategies after a 20-year career in the startup world of Silicon Valley, where he specialized in data center real estate, finance, and construction. John is an Authorized Infinite Banking® professional and works nationwide. ---- Connect with us Get in touch if you'd like to see how to apply these principles to your specific situation. Schedule a free, no-obligation 30 minute consultation with us today!