Stop wasting hours on YouTube, trying to piece together the information you want regarding The Infinite Banking Concept®. Use the code "PODCAST" to get 50% off of our soup-to-nuts online course to get everything you need to know about IBC and whole life insurance: IBC MASTERY ---- Main Episode Description You may ask yourself, "Am I ready to become my own banker?" To help answer this question, we'll use the old adage: "The best time to plant a tree was 30 years ago. The second-best time is today." With the Infinite Banking Concept®, we are taking control of the banking function. It's that simple. And if it's that simple, would you want to put it off for a while, or would you want to implement it as quickly as possible? This is the conversation in today's episode. We'll talk about three factors that affect the timing of when you might start a whole life insurance policy: Underwriting and qualificationYour financial situationDoing your due diligence ---- Episode Highlights: 0:00 Intro 3:43 Shouldn't you at least find out what you can get? 4:47 What if you smoke? Should you put it off till you quit? 7:08 What if you're pregnant? 7:41 Reclassifying minors when they turn 18 10:18 Looking at your financial situation 15:24 A discussion on minimum premium 20:07 Education and Mindset 24:35 The proof is in the pudding Wrap Up ---- GET IN TOUCH ---- About Your Hosts: Hosts John Perrings and John Montoya are dedicated to spreading the word about Infinite Banking so you can discover for yourself how you and your loved ones can benefit with a virtual streamlined process that will take you from IBC novice to sharing the strategy with friends and family... even the skeptics! John Montoya is the founder of JLM Wealth Strategies, began his career in financial services in 1998, and is both an Authorized IBC® and Bank on Yourself® professional licensed nationwide. John Perrings started StackedLife Financial Strategies after a 20-year career in the startup world of Silicon Valley, where he specialized in data center real estate, finance, and construction. John is an Authorized Infinite Banking® professional and works nationwide. ---- Connect with us Get in touch if you'd like to see how to apply these principles to your specific situation. Schedule a free, no-obligation 30 minute consultation with us today!