At COP28, disaster-stricken countries will continue to demand funds from rich polluters. But management of disaster funds remain to be a sticking point, especially for local governments in the Philippines. In this episode, Rappler environment reporter Iya Gozum and community head Pia Ranada talks to Romulo Tagalong, senior policy advocacy officer at Oxfam, about the challenges and low-hanging fruits in disaster budgeting and management.