The Intergovernmental Panel on Climate Change (IPCC) released a report recently that made global headlines. A fact from the report came out as a dire warning - over 40% of the world's population is "highly vulnerable" to climate change. However, there is much more in this report, which was authored by 270 researchers from 67 countries. The report explains the global and regional impacts of climate change, evaluates the adaptation efforts and explains the vulnerabilities faced by humans with rising temperatures. To understand what this new IPCC report says climate change could and is costing Indians, we interviewed Chandni Singh, Senior Researcher at Indian Institute for Human Settlements. Chandni is one of the co-authors of the IPCC report and has authored many other important reports on the topics ranging from climate change, adaptation, vulnerability, migration to livelihoods.