An old-school industry gets a new-school look. Financial planning as we know it is broken; we spoke with Shruti Joshi, COO of Facet Wealth, about the massive evolution taking place right now. If every decision is a financial decision, then are financial planners therapists with calculators? And how can we plan our lives and save for retirement when contentment and retirement look different to each person?   Join us as we explore what the future of financial planning is shaping up to look like. Key Takeaways: [00:27 - 01:16] Intro to the episode[01:50 - 03:51] The shifts in how different generations retire[04:37 - 06:55] The need to redefine financial planning terminology[07:41 - 09:35] The marriage between human and technology is the true answer to reach financial goals[13:08 - 15:54] Connecting the dots between who really needs the service and who has access to the service[16:28 - 19:00] Has the mass increase of literacy options in the financial planning world been helpful or hurtful?[19:45 - 22:45] The amplification of shame in the financial world[23:17 - 26:24] Envisioning a world where finance is fundamentally collaborative - Is that what people want?[27:41 - 30:04] Conversation to better understand financial values and goals are necessary for budgeting apps to be beneficial[32:36 - 34:20] The current state of the economy in the U.S., it's impact on working people and whether financial planning can mitigate it [34:53 - 36:37] What technology are we still lacking? Where should it be headed?