Carlos and Bob tackle a friendly bet that two listeners submitted. The controversy concerns two apparently conflicting goals: On the one hand, Nelson Nash says in BYOB that you should pay more against your policy loans than the insurance company requires, effectively buying more paid-up life insurance. But on the other hand, shouldn't you aggressively fund your IBC policy up to the MEC limit right away, meaning there wouldn't be any room left to pay more on a loan? Mentioned in this episode: LMS episode 64 on the shaky stock market. "How to Weather the Coming Financial Storms." (Carlos and Bob video.) Schedule a call / Skype session with Carlos and/or Bob. Find an authorized IBC Practitioner near you. The Case for IBC. The sound engineer for this episode was Chris Williams. Learn more about his work at ChrisWilliamsAudio.com.