Niaz & Shaq from @millennialmoneyuk joined me on this podcast to discuss all things crypto.  Right at the start of the discussion Shaq broke down what Bitcoin is and some of the features it possesses. These features include: decentralised, transparent, immutable. Niaz then explained one of the key reasons why Bitcoin has had such a great time over the last twelve months, due to institutional investors and hedge funds buying into Bitcoin. This is a stark contrast to 2017 where the majority of transactions were being driven by retail investors.  Once we covered some basics, we moved onto discussing our respective crypto strategies and what cryptos we are each specifically invested in. Interestingly, we had all been involved in the 2017 crypto boom and had learnt some vital lessons from this.  We all took a similar view, focusing on the largest cryptos - BTC and ETH - and choosing to invest into them regularly to avoid trying to time the market. It's important to note that crypto has only been around since 2008, which is thirteen years. Hence, it is still a very new asset class and as a result of this is both risky and volatile. However, saying this, the three of us agreed that at this point crypto is more likely to stay than go to zero, so a small % portion of your portfolio invested in crypto could be wise. Towards the end of the podcast we also touched on why some very large investors, such as Ray Dalio and JP Morgan, have made u-turns on crypto. As well as why some other very large investors, such as Warren Buffett and Charlie Munger, continue to talk down on Bitcoin. Listen to the podcast for full details! ----------------------------------------------- 💻 Need somewhere to track all of your investments in one place? https://payhip.com/b/9tB2  📈 How to start investing in 2021 & beyond - Workshop - https://payhip.com/b/1fic 🎥 Youtube - https://www.youtube.com/c/MakingMoneySimple/  📸 Instagram - https://www.instagram.com/makingmoneysimple/ 🐦 Twitter - https://twitter.com/makingmsimple