On this week's episode Damien takes a look at the details hidden in the Autumn Statement, including how much better off you will be after the planned National Insurance cuts. Joel then joins the show to discuss credit card pre-approvals, how they work and how they impact your credit report. Finally, Damien analyses the implications of the rise in the energy price cap that will take effect from January 2024, including how your energy bills will compare to the previous two winters.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Autumn Statement 2023 - How will it affect you? National Insurance cut by 2% MTTM Podcast Episode 361 - VCT's and EIS's explained Credit Cards - What does pre-approved mean? How to improve your credit score quickly Where to get free debt advice Ofgem's energy price cap set to rise in January - what this means for you How to save money on your energy bills