With Kelvin away, Nick calls up Ed McKnight, Resident Economist at Opes Partners to discuss everything that's going on in the market right now. Nick and Ed talk through the couple of data releases from last week which are limited to ANZ's confidence survey data and RBNZ lending figures, but they provide plenty of fodder for conversation on the broader market dynamics. Why is confidence so low and where did the big jump in new lending come from?Being 1 July there are also a number of chan...