Aaron is a real estate investor, a veteran of the finance industry, and highly skilled in financing for the real estate investor aiding in the analysis and structure of multiple financed properties. He is an expert in Self Employment income/ Credit Analysis and owner-occupied Financing. He has closed nearly 1,000 transactions every year, been in the finance industry for 23 years now. He is presently ranked #14 in an industry of over 300,000 licensed loan originators for transactions closed annually (723 closed units for real estate investors in 2019, 707 in 2018, and 676 in 2017). In addition to a career in real estate finance, Aaron is a Published Author with 4 books released and dozens of magazine articles. KEY POINTS Understanding the deal as the debt, and the debt as the asset in real estate Calculating Real Estate Cash Flow Learning about Compound Interest associated with Finance How inflation impacts investors The purchasing power of $100 in the past 3 decades Determining your Debt-to-Income ratio Tips for getting your next real estate loan The Basics of Real Estate Tax Depreciation LIGHTNING QUESTIONS 1. What was your biggest hurdle getting started in real estate investing, and how did you overcome it? Looking like 17 at the age of 23 and people saw him face to face at a hard time. He overcame it by growing a beard. 2. Do you have a personal habit that contributes to your success? Get up every morning at 4:30 or earlier, and start reading scriptures, and other books that help him to focus his mind and energy towards his goals. 3. Do you have an online resource that you find valuable? http://www.shadowstats.com/ (ShadowStats) 4. What book would you recommend to the listeners and why? https://www.amazon.com/Outwitting-Devil-Secret-Freedom-Success/dp/1469259036 (Outwitting the Devil) book by Napoleon Hill https://www.amazon.com/Stihl-Runnin-QJO-Initiative-Book/dp/1734119489 (The QJO Initiative) book by Aaron Chapman 5. If you were to give advice to your 20-year-old self to get started in real estate investing, what would it be? Enjoy where you are right now. RESOURCES Visithttp://m/gp/product/B00NB86OYE/ref=as_li_tl?ie=UTF8andtag=jacob0ee-20andcamp=1789andcreative=9325andlinkCode=as2andcreativeASIN=B00NB86OYEandlinkId=100a9d2905599266aa7088bba0a33d55 ( Audible) for a free trial and free audiobook download! https://www.aaronbchapman.com/ (AaronBChapman.com) https://www.facebook.com/Aaron-Chapman-SecurityNational-Mortgage-Company-263613934478978/?modal=admin_todo_tour (Facebook) https://www.instagram.com/aaronchapmannjo/ (Instagram) https://www.linkedin.com/in/aaronbchapman/ (LinkedIn) http://www.shadowstats.com/ (ShadowStats) https://www.amazon.com/Master-Key-System-Charles-Haanel/dp/1604502754 (The Master Key System) book by Charles F. Hannel