Our interview guest is Gene Dunford, senior managing director at Umpqua Bank. He discusses how the relationship between retailers and banks has evolved in the recent past, and how it must continue evolving to support new mechanisms of carrying inventory and doing business. In news, Dollar General releases their 2022 growth plans and long-term outlook for their budding pOpshelf concept. Also, sporting goods retail with Dick’s and Hibbett enjoys another solid quarter, and MINISO grows their U.S. store count by 50% with plans for more in the works.   Our partner for this week’s show is Feedback Loop; visit https://go.feedbackloop.com/retail to receive three full tests for free as a part of a special offer to our listeners.