Change is scary. It often puts us in the most uncomfortable situations, that we'd rather crawl back to our box. But for some like our guest this episode, change is a welcome friend that pushes him to go beyond limitations. Join us as we talk to Ralph Layco, change maker and founder of New Bold U & SAM Holdings as we tackle "A World of Change." In this episode we talked about changing a whole region's name, founding the revolutionary school and why he keeps losing Php 300,000 per year! Get ready to be infected with his charm, energy and passionate fire on the 4th Episode of The Upward Stream. ------ Shopping online has never been easier with Shoppee! Choose from the millions of available items to be delivered straight to your doorstep. Click my link to start! podlink.co/zi2 Since I'm doing this show on FB Live, it is a MUST to have good quality  video.  I'm glad to have found a perfect budget webcam that delivers  amazing quality while remanining very budget friendly. Check it out  here: LAZADA: podlink.co/2d0 SHOPEE: podlink.co/a0e Find the perfect freelance services for your business through Fiverr! See all the services available on Fiverr through my link and start exploring their marketplace! podlink.co/c9p Join the PC Mastercamp Batch 4 for Personal Branding, Content Creation and Strengths! March 23, 25, & 27, 2021 For registration and details visit:   https://www.pcmastercamp.com/batch4   2,500 DISCOUNT CODE: LIFEMATTERS Send me a message for your feedback and guest suggestions: https://www.facebook.com/lifematterslife @lifemattersph