On this episode of Tooth Talk, Sarah and Peter sit down with Chad Olson, Director of State Government Affairs at the American Dental Association, to discuss the recent surge of MLR legislation in State Houses. How does MLR fit into the 50 Labs of Democracy? MLR, or Medical Loss Ratio, refers to the percentage of your insurance premiums that are mandated to go to care rather than administrative costs. In the medical field, MLR is governed by the Affordable Care Act. Chad helps explain the reasons that it is important that this be extended to include dental insurance. With special guest: Chad Olson; Director, State Government Affairs, American Dental Association