Welcome back to another Bonus Episode of Money Talks (Episode 5) with our very good friend to the show, Premz (@PremzOnline) - recorded on 22/11/22.  The hosts, Jesal and Premz, stir up an engaging discussion on the dynamics of the cryptocurrency market throughout the recent bear market, focusing on notable digital currencies like Bitcoin and Solana.  They delve into key investment strategies like diversification, allocation, anticipation of potential opportunities like an ETF and airdrops, and the relevance of long-term financial planning. However, they stress the potential risks including market volatility, overtrading, and the perils of leveraged trading. They also discuss predictors such as the upcoming Bitcoin halving event which might present favourable investment opportunities. As a key takeaway, the hosts spotlight the need for self-education to understand market trends, and being vigilant against fraudulent practices in the fast-paced, and often risky, world of cryptocurrency investment. 00:00 Catching Up and Reflecting on the Past Year 00:51 Recalling the Last Bear Market and Predicting the Future 02:21 Analyzing Past Predictions and Their Outcomes 12:40 Understanding the Impact of Inflation on Crypto 17:44 The Role of Yield Farming in Crypto Investments 20:22 The Rise of Solana and Its Impact on the Crypto Market 31:24 The Future of Crypto Trading and the Role of Coinbase 32:42 Exploring Meme Coins and Their Potential Returns 38:13 The Start of the Bull Market 38:22 Understanding Market Corrections 39:10 The Pitfalls of Overtrading 40:25 The Importance of Conviction in Crypto 41:12 The Role of Timing in Crypto Investments 41:36 The Reality of Bull and Bear Markets 42:52 The Risks and Rewards of Crypto 42:59 The Impact of Life Events on Crypto Investments 44:04 The Potential of Solana 44:30 The Dangers of Leverage Trading 46:20 The Lessons from Past Crypto Losses 46:57 The Power of Airdrops 49:23 The Future of NFTs 01:01:40 The Importance of Diversification 01:06:52 The Potential of AI and Gaming in Crypto 01:12:45 The Risks of Overtrading and Leverage 01:16:32 The Importance of Patience in Crypto Investing