In the ‘Ask Mel Anything’ series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence.   In this Ask Mel Anything episode, Mel answers two questions at very different ends of the spectrum. And regardless of where you fall on that spectrum, there’ll be nuggets of gold in there for you.   The two questions Mel answers are:  Early to mid fifties, divorced, limited cash resources ($35K in savings, plus three months living in buffer), some super, just started small in ETF, micro and shares, full time employed, no dependents, renting, earning $104K inc. no debts - what would you do first, second and third priority?    I have money saved for my 2 children's education ($50,000 and continuing to contribute) for private school between the years of 2029 - 2034. Would you recommend investing in the share market (direct shares and EFTs) for this period of time or a more conservative Term Deposit (approx 4% interest)  Resources mentioned in this episode:   50+ Ways to Find $10k in 12 Months If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan.   If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money.  Finally, if you love this episode please make sure you subscribe and leave us a review.