In the ‘Ask Mel Anything’ series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence.  In this Ask Mel Anything episode, Mel answers two questions related to superannuation/retirement funds: contribute to super versus paying off the mortgage? exchanged traded funds (ETFs) or super? Resources mentioned in this episode: Super Catch-Up Calculator (free download) If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan.   If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.