The particular conditions of an extreme saver warrants a critical look at which insurance makes sense and which doesn’t. This episode talks about types of insurance for ERE pursuers. Original article at http://earlyretirementextreme.com/day-13-insurance.html A more detailed discussion of the ERE philosophy at http://valiantgrowth.com/e30 Get Early Retirement Extreme The Book at http://valiantgrowth.com/ere Donate to the podcast at http://valiantgrowth.com/support

What to do with your first 10K, tax sheltered vs not and emergency cash. Original article at http://earlyretirementextreme.com/day-12-establishing-a-savings-account.html A more detailed discussion of the ERE philosophy at http://valiantgrowth.com/e30 Get Early Retirement Extreme The Book at http://valiantgrowth.com/ere Donate to the podcast at http://valiantgrowth.com/support

Make use of communal resources by starting or joining in a system of responsible sharing. Original article at http://earlyretirementextreme.com/day-11-connecting-your-stuff-with-your-neighbors.html A more detailed discussion of the ERE philosophy at http://valiantgrowth.com/e30 Get Early Retirement Extreme The Book at http://valiantgrowth.com/ere Donate to the podcast at http://valiantgrowth.com/support

Why and how to calculate your net worth, what to include and what not to include. Original article at http://earlyretirementextreme.com/day-10-calculating-net-worth.html A more detailed discussion of the ERE philosophy at http://valiantgrowth.com/e30 Get Early Retirement Extreme The Book at http://valiantgrowth.com/ere Donate to the podcast at http://valiantgrowth.com/support

Budgeting is often presented as key element of frugality and early retirement. Jacob Lund Fisker challenges that idea and present his decision making system (including the 300 factor). I then comment on why I still consider budgeting to be important for different reasons. Original article at http://earlyretirementextreme.com/day-9-budgeting.html A more detailed discussion of the ERE philosophy at http://valiantgrowth.com/e30 Get Early Retirement Extreme The Book at...

Meaningless work is a self-perpetuating cycle. People buy things to take their minds off of work, and work to be able to buy those things. Challenging this cycle in your own life is on the greatest leaps that you can take in your personal development. Original article at http://earlyretirementextreme.com/day-8-get-engaged.html A more detailed discussion of the ERE philosophy at http://valiantgrowth.com/e30 Get Early Retirement Extreme The Book at http://valiantgrowth.com/ere Donate to...

The overlooked cost of owning a car, and benefits of walking/cycling plus strategies for going car free. Original article at http://earlyretirementextreme.com/day-7-going-car-free.html A more detailed discussion of the ERE philosophy at http://valiantgrowth.com/e30 Get Early Retirement Extreme The Book at http://valiantgrowth.com/ere Donate to the podcast at http://valiantgrowth.com/support

Keeping a low number of simple clothes, mending them and getting/them the smart way will get you to financial independence faster. Original article at http://earlyretirementextreme.com/day-6-clothes.html A more detailed discussion of the ERE philosophy at http://valiantgrowth.com/e30 Get Early Retirement Extreme The Book at http://valiantgrowth.com/ere Donate to the podcast at http://valiantgrowth.com/support

Jacob puts hobbies into three categories: Expense creating Free or self-funding Income creating I add the idea of considering a hobby that also involves personal development: building broadly applicable life skills, one of the most satisfying activities that I know of out there. Original article at http://earlyretirementextreme.com/day-5-find-a-free-hobb.html A list of income earning hobbies from the same website: ...

Could you survive without a cell phone plan (and/or a cellphone?) In today’s episode, Jacob argues for a yes and I (mostly) back him up. Original article at http://earlyretirementextreme.com/day-4-drop-the-cell-phone-pla.html A more detailed discussion of the ERE philosophy at http://valiantgrowth.com/e30 Get Early Retirement Extreme The Book at http://valiantgrowth.com/ere Donate to the podcast at http://valiantgrowth.com/support

Reign in your food budget. Target: 50-75$/person/month My detailed discussion of a frugal food budget, including the calorie/currency system: http://valiantgrowth.com/e14 Some staples of my own cooking at my vlog: https://youtu.be/POsExlihhds Original article at http://earlyretirementextreme.com/day-3-grocery-shopping.html A more detailed discussion of the ERE philosophy at valiantgrowth.com/e30 Get Early Retirement Extreme The Book at valiantgrowth.com/ere

Includes Jacob's recommended housing budget, ways of finding a cheaper place to live and the framework for thinking about your shelter spending. Original article at earlyretirementextreme.com/day-1-finding-a-place-to-live.html A more detailed discussion of the ERE philosophy at valiantgrowth.com/e30 Get Early Retirement Extreme The Book at valiantgrowth.com/ere

Includes Jacob's recommended housing budget, ways of finding a cheaper place to live and the framework for thinking about your shelter spending. Original article at earlyretirementextreme.com/day-1-finding-a-place-to-live.html A more detailed discussion of the ERE philosophy at valiantgrowth.com/e30 Get Early Retirement Extreme The Book at valiantgrowth.com/ere

Darrell Becker is a frequent guest of many podcasts that I like, often talking about the Trivium method, the Non-Agression Principles and Non-Violent Communication. In this episode we talk about the basic ideas of Non-Violent Communication, work through real world examples of using it, and other related questions such as that of enemy imagery. My episode on the key ideas of NVC is at valiantgrowth.com/e44 Read the book at valiantgrowth.com/nvc Another interview with Darrel that you might...

“I feel I am a very rich man. I see a different world than you see on the news. I see a world of people committed to compassionate giving, who want to create structures that support this compassionate giving.” - Marshall Rosenberg I spent a significant amount of time considering the why of Non-Violent Communication. Learning and practice takes effort, so every time I introduce a new technique, tool or philosophy of life, I aim to give you a bond, that if you take this journey, you will...

This is an audio recording of the article Go From Zero to a Fully Functional Productivity System, Today (with Jake Desyllas). In it, you will find encouragement and practical steps towards quickly and easily starting your first productivity/task management and goal management systems. Books mentioned: Goals! by Brian Tracy Eat that Frog! by Brian Tracy Becoming an Entrepreneur by Jake Desyllas Job Free by Jake Desyllas Getting Things Done by David Allen The Power of Less by Leo Babuta

Starting and maintaining a productivity system is one of the most fulfilling and rewarding investments you can ever make. It can, however seem like a very daunting task. Jake Desyllas strips the complexity away and teaches you how to start a basic but powerful productivity system that you can build upon and evolve. Perhaps more importantly, we talk of the incredible power that this will give you to live your values and to lead a conscious live, encouraging you to get started today. Books...

Are you up to date on your personal finance knowledge? Whether yes or no, you will enjoy this conversation with Joshua Sheats of the Radical Personal Finance Podcast, where we talk about why this field is worth pursuing, what the low-hanging fruits are for beginners, what the stages of financial independence are, and whether you should or shouldn’t give unsolicited advice. I highly recommend checking out Radical Personal Finance at radicalpersonalfinance.com. Maybe begin with looking up ...

Don’t tell me you haven’t had this question at least once in your mind: wow, I like this guy/gal, but we disagree on some key issues, what do I do? The Art of Stress-Free Relationships to the rescue! In this episode I talk about the practical applications of the friends vs. allies (episode 37) and foundations of trust systems (episode 39) to solve this thorny issue. Part 1: Friends vs. Allies: http://valiantgrowth.com/e37 Part 2: The Best Way to Find Love Is To Know What Love Is:...

We’re all familiar with stalemated conflicts, closed down avenues of discussion, concealed-carry resentment. How does one get through them, and how does one avoid them? The obvious answer is trust, but then the next question arises: OK, how do you get to trust? My experience is that trust is built through agreement, through negotiation, through clarification. Laying the philosophical and psychological ground rules and approaches in your relationships will make them so much more...

Join the discussion! | iTunes | iOS App | Android App| YouTube What is your definition of love? Any concept that isn’t clearly defined is a prime target for corruption. Love is no different. The reason why people have such a difficult time achieving clarity and satisfaction in romantic relationships is because of an unclear definition of love. Listening to this episode can be a major turning point in your romantic relationships. Or it can help you reinforce concepts that you already...

Let me give you a familiar situation: You’ve just met someone, and you really like their knowledge on X, or the Y things that they’ve done, or the Z books that they’ve read. There is, however, a problem. They are don’t share your values. Or they oppose you philosophically. Or they’re just a difficult person to be around. You’d love to be friends for some reasons, but you also dread to be for others. What do you do? The concept of allies to the rescue! In this podcast I talk about the...

Is there anybody out there? Where is the secret tribe of growth-oriented people? How can I join them? Will I ever have to keep my piercing curiosity, my desire to flourish, my longing for a better world a secret little hobby - outside of the Internet? I don’t think so. Join the discussion!: http://www.valiantgrowth.com/community Website: http://valiantgrowth.com Also see: In the Core Principles of Relationships Series, I lay out the most empowering concepts that I’ve discovered in my...

You’ve heard about long-term thinking, and not sacrificing your future for your present. But how about not sacrificing your present for your future? It’s okay to relax. It’s okay not to have a calendar that’s full 24/7. It might in fact lead you to not only a better experience of life, but also to more creativity, more big picture thinking and a higher self-esteem.   But - how about that pressing feeling of dissatisfaction? That knowledge that you aren’t doing enough? That others are...

If you could sit down with an experienced and thoughtful entrepreneur, and have an hour to talk about how to become an entrepreneur, what the challenges are, where one can draw ideas from, how it affects one’s psychology and how it can aid personal development - and KNOW that you’d get deep, informative and inspiring answers, would you go for it? Well, you are in great luck today as I have this exact talk with Jake Desyllas, former business owner and now financially independent investor and...