You’ll be pleased to know that financial freedom has nothing to do with interest rates and investment properties. And everything to do with your behaviour. In this third episode, financial educator and author Vanessa Stoykov details the way BELIEF contributes to how financially comfortable we are - both now and later in life.  Vanessa is joined by Clime Investment Management Ltd’s CEO Annick Donat to dive deep into the lessons learned from fictional characters pulled from Vanessa’s finance novel ‘The Breakfast Club for 40-somethings.’  What you will learn in this episode: The rebuilding of a single mother’s life after a nasty divorce. How her limiting beliefs were holding Jayne back from earning a higher salary, entering into a new romance and building a future for her twin girls she could be proud of. How having uncomfortable conversations with family members can strengthen bonds and support.  The direction and insight a financial planner can offer. Quotes ‘When your life partner becomes a liability, this can have a profound effect on your beliefs about finance and success.’  ‘She’s creating more pain - not intentionally - by not backing herself.’   ‘We're living longer and there's not going to be a pension.’  About Vanessa Stoykov:  Vanessa is an award-winning financial commentator, author and CEO.  She is on a mission to help Australians get real about money. And with her vast experience in the wealth creation space, Vanessa knows how important it is to have courageous conversations in order to achieve financial freedom. From her 22-year history of owning a financial services education-focused media business, Evolution Media Group, Vanessa has a deep understanding of the finance world and has the unique ability to communicate this in a way that everyday people can understand. A passionate financial educator, Vanessa has published two books and regularly appears in the media outlets such as News.com.au, Sydney Morning Herald, BC and The Today Show.  You can find her website here About Annick Donat:   Annick Donat is the CEO of Clime Investment Management Ltd. With over 30 years of experience in senior leadership roles, most recently as Chief Executive of Madison Financial Group (MFG), Annick grew the business in her three years of leadership to more than $3 billion in funds under advice before Clime acquired the group in June 2020. You can find her on LinkedIn Links The Lessons of Belief The Breakfast Club bookThe Five Conversations You Need to Have About Money bookConnect with Vanessa on LinkedIn Please note that all content is general financial advice only. That means the advice does not take into account your objectives, financial situation  Hosted on Acast. See acast.com/privacy for more information.