Most of my clients are scared of debt. Society has created rules and regulations around when it is “okay” to get into debt. Going into debt for a house or car is normalized, but accumulating debt on shopping or healthcare is taboo. There is so much negative talk about debt that you might feel shame about your own credit card balance or the need to use credit. Today’s episode is about changing how you think and feel about debt. I share several helpful tips for managing debt, strategizing a payment plan, and overcoming feelings of overwhelm and shame. Debt can afford you amazing things, and having debt does not mean you are bad with money. So tune in to learn how you can make peace with your debt and take back control of your finances. Are you ready to make peace with your debt? Start with these steps to improve your relationship with money, overcome feelings of shame, and start paying down debt with confidence. [01:08] Learn to think of debt as being neutral. [05:10] Make peace with your debt. [08:20] Create a budget so you can see where your money is going. [09:12] Prepare to pay off the debt with a clear strategy. [11:18] Be consistent with your plan to pay off debt. [12:35] Celebrate along your debt payoff journey. If you want to change how you think about debt, tune into this episode of Money Files! Get full show notes and the episode transcript: https://wealthovernow.com/simple-steps-to-pay-down-debt/ Links mentioned in this episode… Set up a call | Financial Coach Washington, DC | Wealth Over Now