Debt can make you feel anxious and shameful. As a six-figure earner, I know how tempting it is to put all of your focus on paying off credit cards or loans. But when you are only working at paying down debt, you lose sight of all your other financial goals. In today's episode, I share the five main reasons I tell my clients to look beyond paying off debt. I explain how creating a budget that incorporates debt payments is an essential tool for financial management. You deserve to enjoy life and spend money on what brings you joy. Every extra dollar you earn should not go towards paying off debt. Financial freedom starts with intentional spending, knowing your numbers, and leveraging a budget that works for your lifestyle. Paying off debt is only a small factor in creating financial freedom.  During this episode, I share reasons why paying off debt should not be your sole focus and what to do instead: [07:55] Paying off credit cards isn’t the only marker of success [09:00] Focusing on paying down debt overshadows intentional spending [10:08] There is no plan for what to do when debt is paid off [11:05] Miss opportunities to invest in yourself [12:00] What you SHOULD be doing: the importance of budgeting If you are ready to learn how to think beyond paying off debt, tune into this episode of Money Files! Get full show notes and the episode transcript: https://wealthovernow.com/5-reasons-why-you-shouldnt-only-focus-on-paying-off-debt/ Links mentioned in this episode… Set up a call | Financial Coach Washington, DC | Wealth Over Now