An effective budget is not just a list of bills. If you want to reach your money goals, it is essential that you know your numbers and how you spend your money. Things like getting your hair done, going out to eat on date night, or sending thank-you gifts to clients seem like small expenses, but can have a major impact on your overall financial goals.  In today’s episode, I share how to identify fake expenses and why your spending needs to align with your budget. This process is about helping you better understand how to plan for your desire to spend money so you can reach your financial goals faster.   The main points I talk about in this episode are: [01:30] Exposing fake expenses [06:55] Three thoughts that cause you to overlook expenses [09:39] Client example of fake expense (business perspective) [13:36] Client example of fake expense & credit card payments [15:30] What can you do to avoid fake expenses [19:42] Choose financial curiosity Tune into this episode of Money Files to learn about fake expenses and why aligning your budget spreadsheet and spending plan is essential to reaching your money goals. Get full show notes and the episode transcript: https://wealthovernow.com/why-your-bank-account-doesnt-match-your-budget/ Links mentioned in this episode… Set up a call | Financial Coach Washington, DC | Wealth Over Now 96 | From Finances To Motherhood: Let’s Talk Money Coaching