Your financial well-being shouldn't hinge on your next paycheck. If you are potentially affected by the impending government shutdown or can't take time off of work because missing a pay cycle means you can't pay your bills, this episode is for you! If the thought of missing your next paycheck scares you, I want you to start prioritizing your financial health this year and start managing your money intentionally.  In this episode, I guide you through practical and actionable steps to break free from this cycle. From crafting a comprehensive budget to identifying essential expenses and establishing a robust emergency fund, I will help you create a future without financial anxiety. I might ruffle some feathers with this episode, but that's okay because discomfort often leads to positive change, and my message is an opportunity for you to get out of the paycheck to paycheck cycle.  Stay tuned for insights on these topics: [03:27] Stop quiet quitting [05:29] Implications of a government shutdown [10:58] You shouldn’t be living paycheck to paycheck [13:36] The difference a financial plan makes [16:16] Actionable steps to improve your financial health Tune into this episode of Money Files to learn how to break free of the paycheck-to-paycheck cycle and take control of your financial health! Get full show notes and the episode transcript: https://wealthovernow.com/why-you-shouldnt-depend-on-payday/ Links mentioned in this episode… Set up a call | Financial Coach Washington, DC | Wealth Over Now