Stay in touch and sign up for Paco’s weekly email newsletter, The Nerdletter.  In this episode of Weird Finance, Paco talks to Michael Hershfield about the innovative concept behind Accrue, a co-branded savings wallet that aims to revolutionize how we save money.  Michael also addresses the lack of innovation in US saving options, the challenges American consumers face in effective savings, the personal experiences and beliefs that drove the creation of Accrue, and Michael and Paco’s personal beliefs on buy now, pay later options for consumers. Michael is the Founder and CEO of Accrue Savings, the first in the “Save Now, Buy Later” category that addresses a critical gap in the shopping experience by providing a payment alternative that rewards consumers for saving. Accrue Savings has received nearly $30 million in funding from some of the biggest names in venture and commerce – including Tiger Global, Box Group, Aglaé Ventures (tech investment firm backed by Groupe Arnault), UPS CEO Carol Tomé and Fanatics CEO Michael Rubin, Twelve Below, Red Sea Ventures and more. Before Accrue, Michael was an SVP of Sales at WeWork for more than three years and COO of Nucleus. This episode also features a segment called Stock Watch with Amanda Holden (@dumpster.doggy). In this segment, we’ll follow a stock-picking competition between a dog named Henry, a cat named Hugo, and a human baby. If you’d like to learn more about investing from Amanda, sign up for her online course, Invested Development. A special thanks to the talented and generous Ramsey Yount for producing, editing, and sound designing this episode.  Thank you to Ramsey Yount and Andrew Howards for lending your voice for our special PSA.  The theme music was written and performed by Andrew Parker, Jenna Parker, and Paco de Leon. If you’d like to contact us about the show or ask Paco a question about finances, call our hotline at 1-833-ASK-PACO, email us at weirdfinancepod (at) gmail.com or submit your questions here. We’d also love your listener feedback about the show; here’s a short survey. See omnystudio.com/listener for privacy information.