Welcome to What The Finance, Mamamia's new podcast all about getting good with money. How many bank accounts do you have? Pallavi Sharda, like many of us, has one, but according to our financial expert Mel Browne, one is not enough. And to get good with money, you need at least four, if not more. This episode is all about savings, budgeting, and debt. But before you switch off at the mention of the dreaded b-word or d-word, it doesn't have to be scary. And we’re going to share with you practical ways you can make a difference to your financial situation.  We’ll talk you through making tangible goals, planning out ways to eliminate debt, and setting up good habits so you can be on your way to becoming financially adult.  CREDITS  What The Finance is made possible by our partners at Westpac. Hosts:Melissa Browne and Pallavi Sharda Executive & Audio Producer: Madeline Joannou Assistant Producer: Emmeline Peterson Guests: Kathryn Carpenter - Westpac Everyday Banking Team LINKS Head to westpac.com.au/whatthefinance to find free resources to help set up good financial habits. Westpac Savings Goals: https://bit.ly/2QlhHxW Westpac Mobile Banking App: https://bit.ly/30U0JIP Westpac Budget Planner: https://bit.ly/3tzE3Ku Melissa Browne's Online Courses: https://www.melissabrowne.courses/ Good Shepherd Microfinance: https://goodshepherdmicrofinance.org.au/ ACKNOWLEDGEMENTS A special thanks to our friends at Poly Studios on the Gold Coast! https://polystudios.com.au/ SURVEY Enjoyed the show?  Tell us what you think by taking our 3 minute survey for your chance to win a $100 gift voucher: https://survey.alchemer.com/s3/6238926/Mamamia-What-The-Finance-survey GET IN TOUCH Call us on the pod phone (02) 8999 9386. Email us at [email protected] Want to hear more Mamamia podcasts? You’ll find them here... https://mamamia.com.au/podcasts Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander cultures. Support the show: https://www.mamamia.com.au See omnystudio.com/listener for privacy information.