Welcome to another insightful episode of the Wine and Real Estate podcast! Join us as we dive deep into the world of Infinite Banking and share valuable insights on how you can take control of your finances. In this episode: Learn the importance of replenishing your financial resources and how it's similar to managing your credit card or bank savings account. Discover the concept of OPM (Other People's Money) and how you can leverage it to build wealth, especially when co-owning with an insurance company. Gain insights into real-life stories and experiences, including Vern's personal journey from a construction background to becoming an expert in the insurance industry. Understand the simplicity and power of the Infinite Banking process, allowing you to be in control of your capital and financial decisions. Explore practical examples of using policy loans to fund investments, such as real estate flips, and the flexibility this strategy provides. Prepare for the upcoming changes in the Canadian tax landscape in 2024 with a must-listen episode discussing critical updates and potential impacts on your financial situation. Don't miss out on this enriching conversation that could transform the way you think about banking, investing, and securing your financial future. Be sure to check out The Bankers Vault and Wealth Without Bay Street YouTube channels for more valuable content. If you're eager to learn more about Infinite Banking and want to connect with Richard and Vern, visit ascendantfinancial.ca and explore the "Meet Our Team" section. Additionally, stay tuned for their upcoming podcast episode on December 20, covering essential 2024 tax changes and updates that could significantly impact your financial strategy. Get ready to master the art of Infinite Banking and take charge of your financial destiny! Join us at "Invest in Pura Vida" and engage with Richard and Vern live in Playas del Coco as they answer your questions and provide expert insights into financial freedom through Infinite Banking. Hurry, grab your tickets at investinpuravida.com before they run out! Cheers to a wealthier and more empowered future! Connect with us, Wine and Real Estate: Facebook Page: Wine and Real Estate Website: ⁠www.wineandrealestate.ca⁠ LinkedIn: François Lanthier - ⁠ / francoislanthier ⁠ TikTok: @wine_and_real_estate Join us in Costa Rica: ⁠www.investinpuravida.com