Welcome to a special episode of the Winning Isn't Easy Podcast: the Hot Topics edition! In this episode, we'll address some burning questions that I've been receiving lately. First up, we'll tackle the question: Can a disability carrier or a disability plan's failure to reference a specific plan provision on which the claim denial is based change the standard of review? We'll dive into the implications of this scenario and explore how it can impact the review process of a disability claim. Next, we'll discuss how disability insurance companies respond to a disability policyholder's perception of risk associated with full-time work. Understanding how insurance companies evaluate the risk factors related to returning to full-time work is crucial for policyholders seeking to navigate the disability claims process effectively. Join me as we unpack these important topics and provide valuable insights to help you navigate the complexities of disability insurance. Tune in to this episode of the Winning Isn't Easy Podcast and gain the knowledge you need to protect your rights and make informed decisions. #WinningIsntEasyPodcast #HotTopicsEdition #DisabilityInsuranceInsights Resources Mentioned In This Episode: LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/ LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/ FREE CONSULT LINK: https://caveylaw.com/contact-us/ Need Help Today? Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast! Review like and give us a thumbs up! We love to see your feedback about our Podcast!