In today's episode, we chat with Michael Macklin the CEO of Vendigo, the best Point of Sale lending solution in Europe. Before Vendigo, Michael worked at McKinsey & Company in their London and Johannesburg offices, focusing on Strategy & Growth topics in Financial Services, taking just three years to be promoted from a Business Analyst to Engagement Manager. Michael has a Bachelors's in History and English Literature from UCT and a Hons from Wits. He is a two-time South African National debate Champion.