Join Apple Crider (Young Smart Money) and Deacon Hayes (Well Kept Wallet) as they chat about paying off debt and creating a healthy outlook on finances. Deacon helps people make money, save money, and pay off debt. He shares how he transitioned from talking to millionaires to the average person, the common roadblocks that people face financially, and the most effective strategies that get people success. Did you know you can cut your spending without changing your lifestyle? Head to the podcast to learn more! By the end of this episode, you will avoid comparing yourself to others, learn to utilize deadlines, and invest in your interests. ~ About Deacon Hayes: Hi! My name is Deacon Hayes and I am a personal finance expert, speaker, and podcaster. I founded Well Kept Wallet in 2010 initially to share my story on how I paid off $52,000 of debt in only 18 months. I was so excited about the process that I decided to become a Financial Planner with Ronald Blue and Company. After a few years of working with high net worth individuals, I realized I wanted something more. I wanted to reach the average person who was looking to better their financial lives. I then switched gears to figure out how to help people make money, save money and pay off debt; but this time through this website. I have had the privilege to be a writer for US News and World Report as well as Clark Howard. I also have been featured in many news publications including Yahoo Finance, US News & World Report, Forbes, CNN Money, and more. In 2017, I got a publishing deal with Adams Media (a division of Simon and Schuster) where I wrote the book: You Can Retire Early! Everything You Need to Achieve Financial Independence When You Want It. ~ You can find Deacon Hayes on… Twitter: https://twitter.com/deaconhayes LinkedIn: https://www.linkedin.com/in/deacon-hayes-767b7b3/ Website: https://wellkeptwallet.com/deacon-hayes/ YouTube: https://www.youtube.com/channel/UC5tJ29CLYZsqUE40dlgWXMw For all resources mentioned in the show check out www.applecrider.com/resources For more personal finance and entrepreneurship subscribe to my YouTube channel -- www.youtube.com/applecrider