Joe Rosmann shares his experience and perspective on our changing transportation system - "the most regulated industry we have". Joe begins with three points: Car costs continue to grow Smartphones. Consumers can make dynamic real time choices about the best way to go from a to b 24 hours per day, 7 days per week (see the City Mapper app). Autonomous vehicles can make lives safer and faster. We close and reflect on Joe's assertion that "Algorithms are going to become regulatory mandated standards".