Knowing how to manage your money is one of the most valuable skills you can have, and the start of the year is the perfect time to re-evaluate your finances. In today’s episode, I’m sitting down with Caitlyn Kumi, founder of Miss EmpowHer, for tips on how to manage your money, invest for the future, and create financial habits that feel less overwhelming and more aligned with your goals. We also talk about…Navigating your early career and how to manage a salary for the first timeMonthly budgeting routines and types of bank accounts you can create for yourselfHow to get started with investingHow to manage your retirement fundCreating the financial life of your dreamsResourcesFollow Caitlyn on Tiktok @caitlynkumiFollow Caitlyn on Instagram @caitlynkumiFollow Caitlyn on LinkedInFollow and subscribe to @missempowher for virtual events, newsletters, and more!Apply to the Miss EmpowHer remote internship hereRead Caitlyn’s e-book: “Hot Girls Don’t Gatekeep: A Beginner’s Guide to Navigating Your Personal Finances”Read “The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness”Have a question you want answered on an upcoming episode? You can share them anonymously with me here.Keep in touch with Balanced Black Girl:Follow on IG: @balancedles @balancedblackgirlpodcastFollow on TikTok @balancedlesVisit our website at balancedblackgirl.comSubscribe to our newsletter, Mirror NotesSponsors:Heineken 0.0 | Heineken 0.0 is an alcohol-free option to the original Heineken you love. 100% taste, zero point zero alcohol, only 69 calories! Click here to buy now. Must be 21 to purchase.Alo Moves | No matter your path, it’s time to make a move with Alo Moves. Get a 30-day free Alo Moves subscription by going to alomoves.com and use code BALANCED. That’seHarmony | Get started with their compatibility quiz for free, so you can find someone you can be yourself with.NUULY | Nuuly is a subscription based clothing rental service that’s all about helping you have fun + get creative with your style. Nuuly is a great value at $98 a month for nay 6 styles, but right now you can get $20 OFF your first month of Nuuly when you sign up with code BALANCEDLES20Nutrafol | Take the first step to visibly thicker, healthier hair. For a limited time, Nutrafol is offering $10 OFF your first month’s subscription and free shipping when you go to nutrafol.com and enter promo code BALANCEDLESIQBAR | Refuel smarter in 2024 with IQ BAR’s Ultimate Sampler Pack with 7 IQ BARs, 4 IQ MIX sticks, and 4 IQ JOE sticks. Get 20% OFF all IQ BAR products, plus get FREE shipping by texting GIRL to 6400. Message and data rates may apply. See terms for details Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode. Produced by Dear Media. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.