TODAY'S GUEST: The one and only producer, composer, actor, musician, and haver of great hair, Chris Dane Owens! (empirequeenmovie.com, chrisdaneowens.com) LIKE THIS SHOW AND WANT US TO KEEP DOING IT? Show your love by becoming a patron. We're trying really hard not to do the whole corporate money thing. Disrupt capitalism today!  (https://www.patreon.com/bitchesgetriches) WANT TO ASK A QUESTION? Go to Bitches Get Riches and click "Ask the Bitches." We get too many to answer them all, but...

TODAY'S QUESTION: Hi aunties! My partner and I have been long distance since we got together, and just recently they had to move back home because of Covid. The state they live in is very cheap, they will be there for 4 years getting a business degree, and they've made several offers for me to move in with them. But it's over 900 miles away and they are the only person I know there. How do I decide if I should move and when I should do it? LIKE THIS SHOW AND WANT US TO KEEP DOING IT? Show...

TODAY'S QUESTION: So I just got hired at this really small literal mom and pop cafe in the town I just moved to. When I was hired, the one owner told me I would get “$14 an hour plus cash tips.” Maybe I’m just f****n stupid, but I didn’t realize that that meant literally only the cash tips and I would not get paid any of the tips that people leave when they pay with a credit card. I asked her about credit card tips today and that’s when she told me, very coldly, “Like I told you yesterday and...

TODAY'S QUESTION: I was wondering if you had any advice on pricing your own products, specifically artwork? I want to try selling some of the paintings I do, but I don't know what would be a fair price. LIKE THIS SHOW AND WANT US TO KEEP DOING IT? Show your love by becoming a patron. We're trying really hard not to do the whole corporate money thing. Disrupt capitalism today!  (https://www.patreon.com/bitchesgetriches) WANT TO ASK A QUESTION? Go to Bitches Get Riches and click "Ask the...

TODAY'S QUESTION: I recently got a new job with a big pay increase, better hours, more job security, etc., but now I've realized that I hate the career path I'm on right now. I'm a manufacturing supervisor and I don't want to manage people forever and I hate the capitalistic crunch to bleed my employees dry for revenue. I don't want to take a step back down in salary though. I've been thinking about looking for a career coach or a recruiter to try to figure out what kind of different jobs I...

TODAY'S QUESTION: Something has been really bothering me as my spouse and I try to plan our future. We're both looking toward early retirement and every single bit of advice I see for where to retire... just doesn't take into account being gay. At all. All the "retire here for the lowest taxes and best chance at a good life" advice points to states with awful track records about all queer stuff ever (looking at you, Florida-Alabama-Louisiana-Montana). My queer heart is so frustrated that I'm...

TODAY'S QUESTION: A waiter in the restaurant where I work smells bad and almost the whole staff has complained about his particular odor. The thing is, we (as management) don’t know how to address this issue because he is sort of sensitive (he has cried on the job over small verbal warnings). Any advice on how to approach this with him? I know it has to be one of us and in private but I don’t even know which words to use. LIKE THIS SHOW AND WANT US TO KEEP DOING IT? Show your love by...

TODAY'S QUESTION: I work for a start-up that grew from 25 people to 250 in the last year and a half, since I've been with them. I have a generous paycheck, great benefits, and a vesting agreement that I'm halfway through (but I know those shares aren't worth a dime if I can't sell them), I like the work that I do okay enough. This is my first full-time job. I'm curious about what else is out there. What else I could be paying attention to. What other projects I could spend my time on. How do...

TODAY'S QUESTION: How do I save for retirement without a 401(k)? Whenever people talk about saving for retirement they mention 401(k)s and pensions, but I don't have any of that. I work in the service industry and I have an IRA. I want to know how to prioritize and plan for retirement without that big fancy 401(k). LIKE THIS SHOW AND WANT US TO KEEP DOING IT? Show your love by becoming a patron. We're trying really hard not to do the whole corporate money thing. Disrupt capitalism today! ...

TODAY'S QUESTION: I have over 100k in student loan debt, and I keep meeting other people with student loan debt that wax poetic about how they feel like “their money belongs to the department of education” and “they owe it to the country to pay that money back” “I made a commitment, I don’t want loan forgiveness” and sentiments of that nature. Am I entitled or being an a*****e by feeling like: I’m paying mine back because I have to, but I don’t see anything noble about it and if I could get...

TODAY'S QUESTION: I’m in credit card debt and I don’t want to be. What the hell do I do? LIKE THIS SHOW AND WANT US TO KEEP DOING IT? Show your love by becoming a patron. We're trying really hard not to do the whole corporate money thing. Disrupt capitalism today!  (https://www.patreon.com/bitchesgetriches) WANT TO ASK A QUESTION? Go to Bitches Get Riches and click "Ask the Bitches." We get too many to answer them all, but donors are guaranteed an answer!...

TODAY'S QUESTION: I moved in with my partner recently, after dating just a few months. We have no plans to get married or share bank accounts. How do we financially navigate being more than roommates but not quite spouses? LIKE THIS SHOW AND WANT US TO KEEP DOING IT? Show your love by becoming a patron. We're trying really hard not to do the whole corporate money thing. Disrupt capitalism today!  (https://www.patreon.com/bitchesgetriches) WANT TO ASK A QUESTION? Go to Bitches Get Riches and...

TODAY'S QUESTION: I take it you have investments in broad-based index funds (since it's the prudent thing to do)? At the same time, many of your posts have an anti-capitalist bent. How do you address this conflict? Mind you, I'm not pointing fingers here, because I'm in much the same situation—private equity overlords booted me out of a job, but my own capitalistic investments allowed me to walk away without any pain, so I don't know how to feel about that. A pat answer is to point towards...

In a good timeline, no one would have to prepare for a post-Roe world. Reproductive rights would be safely enshrined in our constitution, where they belong. Plus, ice cream would never melt. Unfortunately, last week’s news made it abundantly clear that we’re in a crappy timeline. I accepted this news with horror, but not surprise. My faith in my elected representatives is as melty as a tub of Americone Dream left on the counter overnight. But this isn’t the time to despair. It’s time to take...

TODAY'S QUESTION: I have worked at a string of less than perfect places with toxic managers and owners. As a feisty Capricorn, all I want to do in my exit interview is to read the toxic m***********s I work under for filth. To say “You overwork us, lean on staff to the extreme, don’t respect our personal lives, force people to come in sick, and engage in serial wage theft!” But I live in a big small town where the owners of these places all know each other.   After some serious...

TODAY'S QUESTION: How do I get people to take me seriously? I (24f) have a bubbly personality. I’m kind, I do well with children and babies, and I like to have fun. I throw themed parties for special occasions. I like to bake, I like to go dancing with my friends, and I dress in a very feminine way. I don’t want to sacrifice those parts of my personality because they make me who I am, but I have a hard time getting people to listen to me and respect my opinions. I’m about to graduate from law...

TODAY'S QUESTION: I'm considering changing my job/career. How do I identify transferable skills from seemingly unrelated jobs and frame them as advantages? LIKE THIS SHOW AND WANT US TO KEEP DOING IT? Show your love by becoming a patron. We're trying really hard not to do the whole corporate money thing. Disrupt capitalism today!  (https://www.patreon.com/bitchesgetriches) WANT TO ASK A QUESTION? Go to Bitches Get Riches and click "Ask the Bitches." We get too many to answer them all, but...

TODAY'S QUESTION: I am lucky to finally be getting paid what I'm worth. I’m making progress on basic financial goals like a robust emergency fund, funding my future retirement accounts, etc, so I’m ready to start focusing my energies on some more personal goals. My husband and I are thinking about expanding our family and trying to have kids. We are thrilled but nervous!  Strangely, while parenting advice is all over the place, there's not a lot of advice I can find about financial milestones...

TODAY'S QUESTION: For long term partners, what are the financial benefits of getting married? Why not just continue to live with my significant other and not legally tie the knot? My partner seems to think that our taxes would be way lower if we were to get married, but I'm not so sure. Yes, there is the added safety net of being on your partner's health insurance if you lose your job… but I'm not sure if that is enough to outweigh the financial consequences of divorce, etc. Along the same...

TODAY'S QUESTION: What do you do when you finally have money for the first time?  I don't have consumer debt, I’ve paid off my student loans, I have an emergency fund, I’m maxing out my 401K... so now what? So many blogs on money stop at this point. But for real, what do "rich" people do with their money once the basics are covered?  Is it worth it to have a financial advisor? What percentage of your money should be kept in savings versus investments? What kind of investments are smart? How...

TODAY'S QUESTION: My dream organization recently posted an open position. I knew I had to apply or I'd regret it and to my delight, I've now done a phone interview and a Zoom interview with the supervisor and President of the organization. I haven't heard back yet (it's only been 48 hours since the second interview), but I do know they are doing "multiple rounds" of interviews. So I have at least one more round before they make a decision. My problem is, if I do get to advance to the next...

TODAY'S QUESTION: I'm a project manager for a dumpster fire of a project. Our contract is only $70K but they give our company $50M of work, so we're stuck with them. We are almost done with a "Phase 1" of our project and will soon be starting a "Phase 2." I legit don't have time with my other work to continue to be PM for this client, but I also just don't want to. Should I try to get out of being the PM and take whatever "hit" by "quitting" this client, or should I figure out how to stick it...

TODAY'S QUESTION: How do I stop feeling scared about money all the time? I'm objectively in a great financial situation. Despite that, every time I hit a new financial milestone, the goalpost just moves. It went from "I'll feel less worried about money with a 3-month emergency fund" to 6 months to 9 months to 12 months to 12 months assuming my expenses were higher than they currently are.  I feel like a dragon compulsively trying to build a pile of gold that will never be enough. I never feel...

TODAY'S QUESTION: Do you have any advice for little boos about what to look for in a financial advisor, what to expect from one, when and if it makes sense to hire one? I’m in nursing school right now, but once I start my new career, is it worthwhile for me to see an advisor early on? Or is it too expensive to be worth it until you have at least a couple of stacks? LIKE THIS SHOW AND WANT US TO KEEP DOING IT? Show your love by becoming a patron. We're trying really hard not to do the whole...