TODAY'S QUESTION: I’m about to turn 18 and I’ve really appreciated seeing all your advice and resources. I was unlucky enough to have a family member die a few years back, and they left me a good amount of money, reassuring but not life-changing. I won’t have access to it until I’m 21, so this is by no means urgent, but with all my preparing for independence I’ve started thinking about what to do when I can access it. I’ve looked at a couple of options: buy a car, pay rent for a while, set it aside for emergency funds, start my retirement account, and maybe enjoy some of it then. If I am thrifty, I could maybe do multiple of these, but certainly not all. With the caveat that I’m not sure what my situation re: debt and financial security will be in 3 years, what would you recommend? LIKE THIS SHOW AND WANT US TO KEEP DOING IT? Show your love by becoming a patron. We're trying really hard not to do the whole corporate money thing. Disrupt capitalism today!  (https://www.patreon.com/bitchesgetriches) WANT TO ASK A QUESTION? Go to Bitches Get Riches and click "Ask the Bitches." We get too many to answer them all, but donors are guaranteed an answer! (https://www.bitchesgetriches.com) NEED MORE OF THE BITCHES? • Read our dank wisdom nuggs at Bitches Get Riches. • Get new articles delivered to your inbox so you never miss 'em. • Follow us on YouTube, Twitter, Tumblr, Pinterest, and Instagram. • Support the show on Patreon. Support the show (https://www.patreon.com/bitchesgetriches)