Nate and Danielle answer three listener questions ranging from student debt, to retirement, to personal budgets.

Nate discusses the ways that he earns passive income, or money that he makes while not actively working. He goes over how he started, how much he has made, and how to share you expertise to earn money.

Nate and Danielle discuss their big purchase. They review how and why they did it along with how it impacts their budget. They also discuss the balance of being frugal and enjoying life.

Nate and Danielle discuss what's been going on in their lives over the past three months and how working from home full time along with being a parent has impacted them. They explore the changes to their budget in lockdown and explain how they have approached this uneasy time.

New Episodes Returning June 12th, 2020

Nate and Danielle discuss how recent global issues and the stock market have impacted their investment strategy. They also look at how the events of late shape their future goals.

Nate and Danielle discuss Danielle's new job and how it impacts their budget along with some choices that they had to make. Two listener questions are also answered relating to borrowing from a 401K and how to budget for gas when your job pays you for driving.

Nate talks about a recent questionnaire that he gave to his students and the themes that emerged relating to money.

Nate and Danielle answer a listener question about spending decisions and how to decide if you should finance something or save for it and buy it outright.

Nate and Danielle answer a listener question about the frequency of their budgeting discussions and how to find the time with a young family.

Nate and Danielle discuss their recent changes to daycare, how that impacts the budget, and a missing $2,000 that caused many minutes of panic.

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Nate and Danielle discuss a listener question about saving or paying down debt while looking to add to the size of a family. They also look at paying down credit cards and the best ways to do it.

Nate answers a listener's question about emergency funds and how/why they are used. He also shares his thoughts on how he and Danielle are currently using credit cards.

Nate and Danielle discuss a surprisingly expensive month and how they budgeted for it.

Nate and Danielle answer two listener questions. The first deals with credit cards and how to manage them while working with cashflow. The second question looks at how to prioritize your emergency fund while still wanting to focus on paying down other debts.

We received a bad review and we wanted to address the points made by the reviewer. We welcome all criticism. We wanted to take a moment to explain our thought process and how our budget philosophy differs from the reviewers.

Nate discusses ways that he controls his impulse spending and how it can work for you.

Nate and Danielle answer a listener question about being able to save while having new expenses and planning on more expenses.

Nate and Danielle discuss their reasons for refinancing their house and what it means for the long term. They also talk about their reasons for doing so and what to look out for if you decide to do so as well.

Nate and Danielle discuss the three main ways they saved money this summer.

Nate and Danielle answer a listener question about getting their spouse to agree and stick to a budget.

Nate and Danielle talk about their second mortgage, refinancing, and their other financial wants, needs, and aspirations through the year thus far.

Nate and Danielle discuss how to setup a budget that includes unknown expenses for older pets and how to plan for 10-month income on a 12-month basis.