Do you find investing intimidating? Do you have absolutely no idea where to start? Then you are in the same boat our host Thamina and her guest Julia Menheere were in just a few years ago. During her first job at the Dutch Ministry of Finance, Julia found herself living from paycheck to paycheck and eventually decided things would have to change in order to lead a life that would allow her to live more freely. Once Julia had figured out how to make her money work for her, she started coaching personal finance in addition to her full-time job in Uber's Money Data Science Department. In April of 2021, Julia took her coaching business full-time and is teaching her clients how to be less intimidated by investing. She particularly believes in the power of investing in Exchange Traded Funds (ETFs), which is an efficient and affordable way of holding a diversified portfolio.