INTERESTING FACT: I got a new construction loan to build @jewelcrestjoshua with absolutely NO money down (not even closing costs). While being able to take on a project like this does require an incredible about of privilege (good credit, having a decent proof of income, being able to spend countless hours navigating the system, cash reserves for permits, etc), I would have never realized that something like this could be done without a 5 or 6 figure downpayment.    Did you know that you DON’T need a 20% downpayment to secure a home loan? Or that the government will lend you money to buy a multifamily investment property. In today’s episode, we demystify how to secure a mortgage even if you don’t have excellent credit or 20% down. In today’s episode, we chat with Matthew Garland (@mgthemortgageguy), licensed mortgage broker and Division Manager at United Northern Mortgage Bankers on all things home loans. Be sure to tune in!   In This Episode We’ll Cover: With the market, and the economy right now, should we even be buying a house right now How much should we be saving for a down payment FHA vs conventional loans  How to find the best financing programs & MORE   3 Ways You Can Support This Podcast: Rate Review Support our sponsors using our unique ‘HOOKUP’ codes here: https://foodheavenmadeeasy.com/hookup/   HOOKUP Codes: Head to sproutliving.com and use code FOODHEAVEN for 20% off your order Soundtrack your summer with Sonos at Sonos.com   For our resources and show notes, visit foodheavenmadeeasy.com/podcast. ________   Resources:  Matt’s Instagram  Matt’s Podcast     Produced by Dear Media