If you are a regular consumer of financial content (hello podcasts!) and someone asked you for a quick recap of the five, most valuable lessons you’ve uncovered so far, what would your answer be? Well, I know for sure that my list wouldn’t include things like budgeting, savvy retirement planning, or only spending on stuff I need! Curious to know why? In this week’s episode, I’m sharing five underrated money lessons that have completely changed the way I relate to money.  Lately, I’ve been...

You might have learned that not spending money on things you don’t really need is the best (and, quite possibly, the only) way to save money in the long run. But, what if I told you that buying things that you want can lead to saving some extra money? In this week’s episode, I’ll share with you four purchases that improved my life (and added some extra joy!).  If you got most of your financial education from old-school financial advisors, you might be all too familiar with the most important...

If you want to achieve financial success, building solid money habits is a non-negotiable. Intellectually, almost everyone knows and agrees with that statement. But, how do you choose which habits to build? That’s the million-dollar question. In this week’s episode, I’ll share with you the four money habits that can have the biggest impact on your money confidence journey.  Every self-help book or personal development coach seems to agree on one thing: if you are trying to transform one area...

Did you know that, despite the challenges of the current housing market, most Americans still consider homeownership an essential part of the American Dream? And yet sometimes a quick run of your numbers can reveal that owning property may not be as financially advantageous as you initially thought. In this episode, we’ll talk about the real cost of owning a home.  According to a survey conducted by the online platform Lending Tree in July 2023, 94% of respondents still see homeownership as...

If someone approached you at a family party and asked you to share your biggest money mistake, what would you say? To be completely honest, I’d probably freeze on the spot. Not because I don’t know how to answer, but because a voice in my head tells me that, as a financial counselor, I should know better. Well, that’s not exactly true. And in this week’s episode, I’m going to walk you through the details of my biggest money mistake ever: buying a timeshare.  If you’ve ever vacationed in a...

When it comes to money talk, do you know what your family is expecting from you? While there’s nothing wrong with freely offering financial help to your loved ones when things get tough, doing so at the expense of your financial well-being is a recipe for future problems. So, how do you navigate financial expectations with your family? How do you get ready to have these potentially triggering conversations? This is exactly what Gigi González, author of the bestselling book, Cultura and Cash,...

Living paycheck to paycheck is not as uncommon as we think: 60% of the US population depends on their bi-monthly deposits to make ends meet. If you are living in this situation, I bet you’ve probably scratched your head more than twice trying to figure out where all your paycheck money went. In this episode, I’ll share with you a savvy paycheck routine that will allow you to understand what’s going on with your hard-earned dollars. Picture your regular payday. Your money has just landed in...

If you still have days when getting a hold of your finances seems impossible, rest assured: you’re not alone! You might not know it, but between you and money confidence stands an invisible, ever-eluding barrier that you gotta tackle first: your money story. In this episode, Pam Covarubias explains how Calladita Culture™️ has disempowered women financially and what can you do to uncover your money story. We all carry money stories, hiding in plain sight and influencing the way we think, act...

Have you ever found yourself in the middle of a redirection? Recently, my life took an unexpected (and good!) turn, and even though I am ready to take on this new challenge, the changes impact not only me and my family but also my business. In this episode, I’ll share what exactly is this change and how I plan to navigate this transition. In today’s episode, I’m sharing a MAJOR life update: After 21 years of solo work, I’m officially back in the world of full-time employment! Since this new...

Have you ever felt like you needed an MBA just to get started investing? There are terms, like compound interest, loaded funds, and on and on that feel complex. Therefore, it feels scary to start investing without having ALL  the knowledge. Today we are going to squash all of that so you can invest with confidence.  Did you know that about 42% of Americans don't own stock? That's according to a Motley Fool study. The number of Latinos is likely much lower than that. Of course the reason? Fear...

Guess what the most frequently asked question I get is: "Jen, what budgeting tools do you recommend?" And honestly, I'll tell you that question makes me nervous, surprised, right? In today's episode, I'll explain why, and I'll also guide you on how to choose the right budgeting tool for you. This way you choose one that will help you simplify your finances and always know confidently where you stand. You don't need complex tools to manage your money, the key is finding a simple system that...

Imagine waking up in the morning feeling relaxed when you think about your finances because you are debt-free. Doesn’t seem  possible for you? Keep in mind that what works for one person may not necessarily work for you, and that's where many people give up. This is where a more holistic approach comes into play which will make a drastic difference in seeing your debt go down. What the heck is a holistic approach? Find out what this looks like and more in today’s episode all about what it...

It's time for change. The financial system needs to better serve women, especially Latinas. I know that may sound controversial, but stay with me as you will learn how you can navigate it despite the odds and what one woman is doing to disrupt change. We'll be diving into a thoughtful discussion on how we can better navigate the current financial system. To explore this important topic, I'm thrilled to be speaking with Vrinda Gupta, an inspiring leader in the FinTech space who is making...

It's time for change. The financial system needs to better serve women, especially Latinas. I know that may sound controversial, but stay with me as you will learn how you can navigate it despite the odds and what one woman is doing to disrupt change. We'll be diving into a thoughtful discussion on how we can better navigate the current financial system. To explore this important topic, I'm thrilled to be speaking with Vrinda Gupta, an inspiring leader in the FinTech space who is making huge...

It's time for change. The financial system needs to better serve women, especially Latinas. I know that may sound controversial, but stay with me as you will learn how you can navigate it despite the odds and what one woman is doing to disrupt change. We'll be diving into a thoughtful discussion on how we can better navigate the current financial system. To explore this important topic, I'm thrilled to be speaking with Vrinda Gupta, an inspiring leader in the FinTech space who is making huge...

Frustrated because you feel time has passed, and you haven't invested or saved? Stay tuned as today I'll share with you three steps you can start right away to take control of your finances. The question of "I'm starting from zero, I'm 40+, with nothing to show but my income, what do I do?" is one I encounter frequently. If this resonates with you, know that you're not alone, and there's hope. It's not too late, you can make a positive change. In this episode, I'll guide you on getting...

Frustrated because you feel time has passed, and you haven't invested or saved? Stay tuned as today I'll share with you three steps you can start right away to take control of your finances. The question of "I'm starting from zero, I'm 40+, with nothing to show but my income, what do I do?" is one I encounter frequently. If this resonates with you, know that you're not alone, and there's hope. It's not too late, you can make a positive change. In this episode, I'll guide you on getting...

At some point, have you felt that finding stability between managing your finances and living your life is impossible? And after this, what follows is “te rendiste”. What if I tell you that finding balance is not an illusion? I'm here to explain why it's within reach and offer actionable steps to maintain equilibrium between your life and your financial objectives. We are already in the last show of this special 4-episode series. This means it's already the end of January, can you believe...

At some point, have you felt that finding stability between managing your finances and living your life is impossible? And after this, what follows is “te rendiste”. What if I tell you that finding balance is not an illusion? I'm here to explain why it's within reach and offer actionable steps to maintain equilibrium between your life and your financial objectives. We are already in the last show of this special 4-episode series. This means it's already the end of January, can you believe...

Aren't you tired of those famous money phrases that, to be honest, don't really serve us much, like, for example, "save for a rainy day"? And don't get me wrong, it's ok to save money, of course, but it's more than that, it's about making your money multiply. In today's episode, I'll share three familiar strategies to not only save money but also ensure that your savings multiply. Throughout this 4-part series, we've delved into two crucial points for the year: emphasizing what's within...

Aren't you tired of those famous money phrases that, to be honest, don't really serve us much, like, for example, "save for a rainy day"? And don't get me wrong, it's ok to save money, of course, but it's more than that, it's about making your money multiply. In today's episode, I'll share three familiar strategies to not only save money but also ensure that your savings multiply. Throughout this 4-part series, we've delved into two crucial points for the year: emphasizing what's within...

Have you been spending countless hours attempting to trim expenses to speed up paying off debt or saving/investing more? I know it is exhausting.  The conventional wisdom of saving more and spending less, while effective, has its limits. Expenses can only be cut so far, potentially slowing down your journey to financial goals. However, focusing on ways to make more money can significantly improve your progress without the need for excessive budgetary restrictions. How do you navigate this...

Have you been spending countless hours attempting to trim expenses to speed up paying off debt or saving/investing more? I know it is exhausting.  The conventional wisdom of saving more and spending less, while effective, has its limits. Expenses can only be cut so far, potentially slowing down your journey to financial goals. However, focusing on ways to make more money can significantly improve your progress without the need for excessive budgetary restrictions. How do you navigate this...

I imagine you're already making your New Year's resolutions and feeling excited about everything you want to achieve with your finances. Or it could be that you're a bit scared due to all the things happening that are beyond our control (like inflation). I want you to know that it's completely normal to feel this way. What can we do to make reaching those goals a little easier? Stick around to listen to this episode to find out exactly how!  Sometimes we feel powerless over what we can’t...