Have you ever taken the time to track where your money is going each day? Keeping an eye on this is SO important if you want to grow your wealth. In today’s episode, I’m sharing three tips for determining what your income is and where it’s going.

For real, grab your notebooks for this one!!! Maya and Raniesha of VendHER and Compass are two Black women who use their 9-5 jobs to fund their "5-9” passions. Both of the platforms they’ve created encourages Black women to participate in creative forms of investing. Maya and Raniesha invest in the vending machine business and are also real estate investors.

Have you ever thought about getting into the trucking business? If not, you just may be interested after hearing how Ericka Williams got started! Ericka took money she earned from service-based businesses and working as an apartment manager to invest in real estate and trucking. She now manages 1.9 million dollars in assets via over 12 semi trucks, 9 rental properties, and working on a new project called Texas Ground Zero.

Cinneah El Amin is the founder of flynanced.com - a blog at the intersection of financial freedom and travel. As a seasoned traveler to nearly 30 countries across 6 continents, Cinneah created Flynanced™ to inspire readers to achieve financial freedom and see the world on their terms. Through Flynanced, she shows readers that it is possible to travel whether you have bills, debt, or other expenses.

Ashley Copeland is the twenty-something host of Stacks and the City, the podcast dedicated to showing women how to build wealth and increase their net worth. Raised by a single mother in rural North Carolina, Ashley learned early about how money can affect your way of life. She opened her first investment account at age 21 and purchased her first investment home at 24. As a result of her work, Ashley amassed a six-figure net worth without ever earning a six-figure salary!  

Ree Farrington is the owner and inventor of the natural hair styling tool called The Coil Brush. As a wife and mother of three that wears multiple hats on a daily basis, adding inventor and entrepreneur to the list was an unexpected surprise. In less than a year's time and with no background in engineering, she turned a silly idea into a top-selling product.

Today, I am talking about being laid off, applying for unemployment, getting a new job, theory and rental updates. Especially now with everything going on!

Our guest for this episode, Cora Miller, is a perfect example of using the times to your advantage. When looking for a natural hair care product for her young son, Cora couldn't find anything that catered to young Black and brown boys. So she made her own! Shortly after that experience, she founded Young King Hair Care. In this episode, she talks about the manufacturing process, her vision for retail, branding, her super fast growth and so much more.

Today Mark Jones II is bringing some real estate GEMS to the I Don’t Do Budgets show! In 2015 he househacked his first single family home in LA County, which allowed him to Live rent-free and to use the equity he received from his first house to get his Los Angeles triplex. He now owns a triplex near the new SoFi Stadium in Inglewood, California and has a brand called Livin' Rent Free where he teaches people how they too can live free.

Today’s guest is Maya Mitchell - she purchased her very first home in Prince George's County, MD at the young age of 24! Since then, she’s become the founder of Ms. Young Homeowner, a resource and community for black millennial women navigating homeownership and the home-buying process. Ms. Young Homeowner is currently focusing on the first time homebuyer and giving them all the info to guide first time homebuyers throughout the homeownership journey.

Tommy Holt Jr.'s first flip resulted in a $10,000 loss, but after a ton of research and support from different mentors, he found massive success in wholesaling. Since then he’s done over 100 wholesale deals and has 7 AirBnB properties in 2 different countries.  You HAVE to listen to the entire episode because it is mind blowing the way he invests and the way he thinks about real estate investing. 

This week in the guest chair, we have Brandi Hayes. Brandi is a real Estate Investor/ Landlord in New Jersey; She has been working in the banking industry for over the past 5 years. She has an 11 year old son Nehemiah who she introduced to entrepreneurship when he was just 9 years old. She taught him and herself about bulk candy vending. He currently has 10 machines out working for him bringing in passive income.

I am SO excited to have Anthony O'Neal on the show today, and I think his words are going to come at the perfect time for many of you. We dive into what the financial landscape looks like in a world experiencing a pandemic, and where you should be putting your dollars until this is all over. You’re definitely going to want to have a notebook ready for this one!

Nataleh Howard was able to take a loyal YouTube following and pivot it into a five-figure a month online business. On this week's episode she talks to us about how she took a chance and left her teaching career behind in order to become the master of her own destiny. We talk about so many things from target audiences, to business growth and even how to pay yourself as a sole proprietor. 

Kesha is the founder and President of Manifest, Inc., a not-for-profit organization created to help small businesses maneuver through the confusing “world” of government contracting. She has advised selection boards, hosted small business forums, and educated over 350 small businesses on government contracting. 

Today I’m lucky to be joined by not one, but TWO guests! Josh and Elisha are your go-to personal finance educators and founders of The Penny Lounge. They help individuals gain clarity on financial goal setting, debt management, and budgeting. Their debt payoff journey started in November 2018 and since then, they have paid off over $71,000 in 16 months!! AND they’re on track to having their debt paid off in 2020. 

Hope everyone out there is healthy and safe! Today’s interview is with a young budgeter named Amber McGill. Amber is a cybersecurity consultant and is currently in grad school… AND is planning to save $20,000 in 2020! Talking to someone who is in the middle of the process of reaching a big financial goal was so eye-opening for me!  

Today’s guest George Pitts. George is a serial entrepreneur: he owns a tech consulting company, is a real estate & stock investor, and a business coach who helps people turn their skills into a personal ATM Machine by building a profitable online business!

Raise your hand if you’re stuck at home right now. Whew Chile. Dis Tew Much! This has been a very hard time for us all and still seems like a movie.   I feel like we have way more downtime now so while you’re stuck at home, I wanted to give you 5 things that you could be doing during the Rona. Follow me on Instagram and Join the I Don’t Do Budgets Facebook Group and tell me what you’re doing with your time. SPONSORED BY: Download your TWO FREE pages from the Financial Freedom...

Today I'm talking to Deandra McDonald and did we have a conversation! Deandra is a teacher-turned-real estate investor who started buying property at the young age of 23. She was able to retire from her teaching at 28 to do rentals full time.

Today I’m talking to Michael O. Benjamin, an engineer, speaker, and author. He literally walked us through step by step how he paid off $30K in one year!! He gave so many good tips on getting in control of your finances, and also gave us a peek into how he wrote his book “The Power of Yet”. 

Sonia Lewis is CEO of an award-winning business, The Student Loan Doctor LLC. Sonia is considered the people’s expert for all matters related to student loan debt repayment, and has over 9 years of practical higher education and financial aid experience. The Student Loan Doctor LLC has been recognized as the first African American and woman owned student loan repayment company in the country. I’m SOO excited to bring this episode to your speakers today. 

One whole year! That’s how old the I Don’t Do Budgets show is, and today I’m taking some time to THANK YOU all for tuning in each week. Plus, I’m sharing the top tips I’ve learned for growing a podcast and business, from investing in it to just going for it. I’m also sharing details of the Daily Greatness Giveaway and some reviews from I Don’t Do Budgets listeners. As always, tag me with your top three takeaways and let me know what you thought of this episode.