Nothing destroys productivity and self esteem quite like procrastination. I don't care who you are, when you break agreements with yourself, it puts a chink in your confidence. Enough of those chinks and things start to get really shaky really fast. It doesn't feel good. So why do we do this? And...

We've all got one of these... Maybe it's a cousin, or family member. Maybe it's a co-worker. Maybe a friend that gets on your nerves. Some people might tell you to just cut them out of your life. We're not those people (extreme cases aside, of course). Because these people a walking opportunities...