As the saying goes, "You have to spend money, to make money" but how much do you really have to spend, especially when it comes to investing?  In New Zealand, there are costs that come with using investment platforms. More commonly, these include transaction fees and fund management fees, but what if we told you that there are a few more hidden costs that may fly under the radar?  In this episode, we cover:  The costly inefficiencies that can come with ETF vs Index fund investing and how this eats into your returnsThe different kinds of fees can come with investing, including trading costs when investing in US shares such as W8-Ben filing feesHow investing for your child using a PIE structured fund can help save you moneyIf you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend. SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify Join the conversation on IG @itsnosecretnz Check out our website and show notes at www.itsnosecret.co.nz Got questions? Get in touch via www.itsnosecret.co.nz