As Kiwis, we’re savers at heart. Generally speaking, we tend to rely on savings accounts to grow your short-term money. But are there investment funds that might also be suitable for getting you to the same goals?  *Cash Funds enter the room*  The funds that Cat reckons are getting a glow-up in 2023.  So what are these types of funds, why use them and how do they compare to savings accounts? We cover all this and more in this episode.  Specifically, we chat about:  Differences in cash availability, fees, estimated returns and more, when looking at on-call accounts, notice-saver accounts, term deposits, and cash fundsThe relationship between the Official Cash Rate (OCR), interest rates and cash fundsWhether conservative, cash and defensive funds are the same thingWhy tax matters when deciding between cash funds & savings accountsCheck out the resources mentioned during the episode:  Interest.co.nz - interest rate comparisonFMA - asset allocation within funds If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend. SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify Follow us for fun chat & financial tidbits on IG: @itsnosecretnz Got questions? Get in touch: www.itsnosecret.co.nz